Diaspora Smart Cover. For 75p a week!

A Smart Cover designed to protect your loved ones back home. Designed to address the contingencies that arise from specific indeterminate events.

1000+ Policies Issued

About This Diaspora Cover Policy

Diaspora Cover is a renewable insurance offering that combines hospitalisation, and cash benefits in the events of illness, accident or death of the life insured.

Diaspora Cover” means a bespoke insurance solution for “Nigerians in Diaspora” designed to address the contingencies that arise from specific indeterminate events particularly hospitalization and death of relatives or loved ones in their home country. It provides a structured way for Nigerian migrants to reduce the financial burden should such occur.

“Scheme” means the insurance plan established under the terms of this Agreement, designed to provide coverage for Nigerians, with premium payments made by the Assured’s residing in the diaspora.

Less Than A Cuppa, From £0.75 A Week

Comprehensive Coverage At Affordable Pricing

Monthly

£3.00

Quarterly

£9.00

Bi - Annually

£18.00

Annually

£36.00

Premium payment is made in advance

Daily Hospitalisation Coverage

This benefit helps cover daily hospital bills incurred during admission.

Actual hospital bill incurred is covered
Limited to N30,000.00 per
beneficiary/per day

Hospital Stay Coverage

Support for extended stays during hospital visits, subject to limits.

Covers up to 5 days per admission at an approved hospital.
Up to 10 days of hospitalization coverage per year

Annual Hospitalisation Limit

This benefit provides a yearly cap on hospitalization expenses, offering financial protection for multiple visits within the year.

Maximum benefit of
N300,000 per person per annum

Lump Sum Death Benefit

Financial protection for loved ones in the event of death.

N2,500,000 lump sum payable to the named beneficiary

Funeral Support Benefit

A financial contribution to ease funeral expenses.

N500,000 payable to the named beneficiary

The premium payments under this agreement shall be remitted to the Sanlam Insurance

How to Get Started

We’ve made the policyholder experience as simple as possible. Signing up, and then making a claim is easy, straight-forward and doable in a few clicks!

Step 1

Create an account

Input your credentials to setup your personal account

Step 2

Verify your account

Verify your account and update your payment details

Step 3

Add a beneficiary

Add the beneficiaries of your new policy

Step 4

Welcome Pack & Documentation

Get your welcome pack and policy documents for easy reference.

Step 5

Make a claim

Make a claim should the unexpected happen.

Why Diaspora Cover is ideal for you

Secure Your Family's Future in Nigeria with Diaspora Cover

Competitive Pricing

Subscription is by diaspora Africans for the benefit of their relations in their home countries. Pricing is low and competitive.

Peace of mind

Knowing that your loved ones in Nigeria are financially protected provides peace of mind. The plan ensures that they can access funds during emergencies requiring medical attention.

Easy to claim

We made the process of claiming as easy and straight-forward as possible. Once all documentation required are provided, the claiming process itself is straight-forward.

Licensed & REGULATED by Sanlam Insurance Nigeria.